Ethereum R1 is a new donation-funded, tokenless Layer 2 rollup designed to offer a decentralized, censorship-resistant, and governance-minimized scaling solution for Ethereum

The S&P 500 rose 0.63% Thursday, boosted by strong Meta and Microsoft earnings, but futures slipped Friday as investors awaited the April jobs report and weighed Apple and Amazon tariff concerns. Gold fell to $3,235 as easing trade tensions cut safe-haven demand; markets await US jobs data for rate cut signals. The Coindesk Indices, which tracks the broader crypto market, rose 2.19%, with Bitcoin and Ether up 2.57% and 2.60%, respectively in the past 24 hours. Trade these markets and more with up to 500x leverage on Bybit MT5 using this 

Today's top performer is AR, which gained 16.8% following CloneX's successful migration to Arweave, sponsored by ArDrive.

Arweave (AR), founded in 2017, is a decentralized network for permanent data storage, using blockweave and Proof of Access to ensure long-term accessibility. It offers 200-year storage for a one-time fee, incentivized by AR tokens for miners. The system connects blocks efficiently to preserve and retrieve data, aiming to create a lasting digital knowledge repository. CloneX has successfully 

 to Arweave for permanent storage, with the support of ArDrive, which sponsored the migration of 100 GB of data. The process is nearly complete, with only Animus remaining to undergo decentralization.

Check out the latest prices, charts, and data of 

 is a new donation-funded, tokenless Layer 2 rollup designed to offer a decentralized, censorship-resistant, and governance-minimized scaling solution for Ethereum. Built on open-source code and the Nethermind Surge stack, it emphasizes credible neutrality, public good funding (with all fees burned after 2030), and infrastructure that remains free from VC control or centralized dependencies.

Yesterday, BTC spot ETFs saw $71.1M in total inflows, with $16M from GBTC and $55.1M from other ETFs.

 $BOOP tokens to active Solana memecoin traders and creators who promote memecoins or Solana dapps on X. To claim, users must connect their Solana wallet or X account and launch a free token. The airdrop arrives in 30 days, but growing the token’s market cap can accelerate the reward.

Beginner

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Ethereum R1 offers a decentralized rollup solution for Ethereum

This article dives into Bitcoin liquid staking protocol Lombard Finance, how LBTC works and how you can stake LBTC through Bybit Web3.

Bitcoin stands as the undisputed giant of the cryptocurrency space, commanding the largest market capitalization. Yet, much of its potential remains untapped, often sitting idle as a store of value rather than actively participating in the thriving 

 ecosystem. Lombard Finance aims to change this narrative by unlocking Bitcoin's utility and integrating it seamlessly into DeFi.

Lombard is built upon Babylon, the innovative Bitcoin staking protocol, and is incubated by Polychain Capital. Lombard’s flagship product, 

 (LST) for BTC. This article explores what Lombard Finance is and how LBTC works, and describes the Lombard ecosystem and how you can stake LBTC through Bybit Web3.

 is a liquid staking protocol that focuses on transforming 

's role in the digital economy. Its core mission is to evolve BTC from simply being a store of value — also viewed as 

 — into a productive asset that actively generates yield and participates within DeFi. Currently, a significant portion of Bitcoin's

 sits idle, lacking the native staking capabilities or cross-chain composability seen with assets such as 

Lombard Finance addresses this shortcoming by building on top of 

, a protocol that supports BTC staking without needing 

 or custodians. Babylon allows Bitcoin's economic weight to secure other 

 (PoS) chains and applications, creating a new yield source for holders. Lombard leverages this foundation to offer LBTC, making staked BTC liquid and usable across the DeFi market.

Lombard’s goal is ambitious: to channel Bitcoin's vast liquidity into DeFi. This could potentially double the ecosystem's 

 (TVL) if even a fraction of available BTC is introduced. Lombard believes this integration will catalyze significant growth and create more sustainable market dynamics by making BTC a core, yield-bearing primitive within DeFi.

Founders and investors of Lombard Finance

Lombard Finance was founded in April 2024 by a team with deep expertise within DeFi, drawing talent from established crypto projects like Polychain, Babylon, Argent, Coinbase and Maple. This collective experience underpins the protocol's design and strategic direction.

The project was notably incubated by Polychain Capital, a prominent crypto investment firm that also led Lombard's $16 million seed funding round (which was 

 in July 2024). This round saw participation from a wide array of significant players in the crypto space — including Babylon, dao5, Franklin Templeton, Foresight Ventures, HTX Ventures, Mirana Ventures, Mantle EcoFund, Nomad Capital, OKX Ventures and Robot Ventures — thus highlighting broad industry confidence in Lombard's vision. Strategic partnerships and contributions from exchanges like

 and Bitget are further bolstering its distribution and liquidity aggregation efforts.

LBTC is Lombard Finance's flagship product — a liquid staking token (LST) that represents Bitcoin staked through the Babylon protocol. Designed as a universal liquid BTC standard, LBTC is fully backed 1:1 by native Bitcoin, ensuring its value is directly tied to the underlying asset.

The token is yield-bearing, capturing rewards generated from securing PoS networks via Babylon staking. Crucially, LBTC remains liquid, meaning holders can freely use it across various DeFi applications — such as 

 and automated vaults — without sacrificing their underlying staked positions or associated yield.

LBTC is also designed for cross-chain compatibility, natively minted on supported blockchains like Ethereum, Base and Sui and using secure infrastructure [such as 

]. This avoids the risks associated with traditional bridging or wrapping methods, thus aiming to provide a more secure and seamless way to utilize Bitcoin across the multichain DeFi ecosystem.

Lombard Finance simplifies the process of putting Bitcoin to work within DeFi through its LBTC token. The mechanism is designed with security and user experience in mind, leveraging the Babylon protocol and a robust Security Consortium.

The core benefit of LBTC lies in its ability to unlock multiple layers of value simultaneously. Holders earn native yield from Babylon staking, potentially accrue additional rewards (such as Lombard Lux points) and gain access to diverse DeFi yield opportunities, all while maintaining the liquidity of their Bitcoin position. This transforms BTC from a static asset into a dynamic, yield-generating component of the DeFi ecosystem.

Lombard Finance is actively building a wide LBTC ecosystem that already boasts over 75 DeFi integrations. Security is foundational, anchored by the 14-member Security Consortium (including prominent names like Galaxy and OKX Ventures) and validating all critical operations alongside audits and bug bounties.

Core infrastructure relies both on Babylon for staking, and on the Chainlink CCIP for secure cross-chain movement, with EigenLayer integration 

. LBTC integrates with leading DeFi applications across lending platforms (e.g., 

) and automated vaults. The platform supports multiple blockchains (including Ethereum, Base, Sui, BNB Chain) and 

 (L2s), positioning LBTC as a versatile cross-chain asset.

Here's how you can stake BTC on Lombard and use LBTC in DeFi and automated vaults.

Lombard Finance (via its LBTC token) offers a compelling way for Bitcoin holders to put their assets into use, earn yield via Babylon staking and gain exposure to the expansive DeFi ecosystem — all while maintaining liquidity. Incubated by Polychain Capital and supported by a robust consortium and growing partner network, Lombard is positioning LBTC as a secure and versatile liquid Bitcoin standard.

It’s easy to participate in the Lombard ecosystem through 

, you can utilize your Bybit Web3 Seed Phrase Wallet to stake BTC and mint 

, Lombard's vault token that represents deposits in automated yield strategies. This provides you with a seamless gateway to access Bitcoin liquid staking and DeFi yields.

Ready to unlock your Bitcoin's potential? 

Intermediate

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Lombard Finance: Polychain-backed Bitcoin liquid staking protocol

The cryptocurrency market has entered a phase reminiscent of past altcoin seasons, primarily driven by Bitcoin's recent rebound to the $94K–$96K range. 

Altcoin season might have come with reviveding speculation 

The cryptocurrency market has entered a phase reminiscent of past altcoin seasons, primarily driven by Bitcoin's recent rebound to the $94K–$96K range. This resurgence has sparked renewed interest among retail traders, shifting focus from Bitcoin to smaller, more speculative altcoins. The overall market saw a 10% increase in value during the final eight days of April, contrasting with Bitcoin's 7% gain. This trend indicates a growing appetite for risk among investors, particularly in meme coins, which have seen a surge in social media discussions.

However, caution is warranted as elevated crowd enthusiasm often precedes market corrections. Historical patterns suggest that when buzzwords like "altseason" are dominating discussions, it may signal an impending price exhaustion. The current market dynamics reflect a shift toward speculative investments, raising concerns about the sustainability of this enthusiasm.

Bitcoin's bullish sentiment substantially improves

Bitcoin's position as the leading cryptocurrency has remained steady, with discussions around its price fluctuating significantly. Following a period of pessimism, when predictions dipped as low as $10K–$69K, sentiment shifted dramatically with the price recovery. Now, optimistic projections of $100K–$159K are dominating conversations, indicating a reversal in trader sentiment.

Despite Bitcoin's consistent presence in market discussions (approximately 25% of asset topics), the ratio of bullish-to-bearish commentary has grown increasingly favorable. This suggests a growing confidence among traders bolstered by Bitcoin's recent performance. However, it’s essential to monitor whether this bullish sentiment translates into sustained investment, or if it leads to overconfidence that may trigger a market pullback.

Ethere, once a robust contender in the altcoin arena, has struggled to regain retail investor confidence despite recent bullish commentary and promises of innovation from co-founder Vitalik Buterin. Its social media presence has dwindled to about 6–7% of discussions, a significant drop from previous years. This decline highlights the challenges Ethereum faces in re-establishing itself as a go-to investment in a market increasingly dominated by speculative assets.

Conversely, XRP has seen a notable increase in optimism surrounding ETF approvals, with expectations rising to 85%. This shift reflects a broader trend of institutional interest in cryptocurrencies, potentially paving the way for significant capital inflows. Meanwhile, Dogecoin's potential ETF listings have sparked renewed interest, transforming its image from that of a meme coin to a legitimate investment option. The growing dialogue surrounding institutional adoption of Dogecoin and XRP indicates a pivotal moment for these assets, suggesting they may play critical roles in the evolving cryptocurrency landscape.

Advanced

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Bybit x Santiment social sentiment report: Altcoin sentiment recovers despite Bitcoin’s resilience

Bybit Spread Trading allows traders to simultaneously buy and sell two related instruments in order to hedge risk or profit from price discrepancies. Read more.

Whether markets are flying high or wobbling unpredictably, one thing remains true: traders are always looking for smarter ways to 

 and find profit opportunities. That’s where Bybit Spread Trading comes in. This feature is tailor-made for those who want to go beyond basic buy/sell plays and start taking advantage of price discrepancies between related instruments. In this guide, we’ll walk through exactly how Bybit Spread Trading works, why it matters and how you can start using it today, whether you’re 

is a newly launched Bybit feature that allows users to simultaneously buy and sell two related instruments — such as Spot, Perpetual or Expiry contracts with different settlement dates — in order to hedge risk or profit from price discrepancies.

This type of trading strategy is popular among institutional and professional traders because it enables more precise, controlled market exposure. However, with Bybit’s interface, the barrier to entry is significantly lowered, opening the door for individual traders to tap with just a few clicks into a powerful set of tools.

At its core, Spread Trading on Bybit is about executing what’s called a combo trade. This means entering two positions at once: one long, one short. These positions are taken on related instruments, such as a BTC Spot trade and a BTC Perpetual contract, with the idea that their prices will either converge or diverge in a way that benefits your position.

When you place a buy combo, you’re buying the instrument with the longer expiration (the “far leg”) and selling the one that expires sooner (the “near leg”). 

A sell combo is the reverse: selling the far leg and buying the near leg. The profit (or loss) comes from how the spread between these two instruments shifts over time.

For example, if you believe the spread between a Perpetual and a Quarterly Futures contract will widen, you can buy the combo. If the spread increases after your entry, that movement becomes your profit. Bybit calculates your 

 prices automatically, based on the mark prices and your defined “order price,” so there’s no need to manually crunch the numbers.

Perhaps the most important feature here is atomic execution. This ensures both sides of your combo trade are filled together, in equal quantities, or the trade doesn’t go through at all. It removes “leg risk,” which is the danger of getting filled on one side of the trade, but not the other. In volatile markets, that alone can save you from an unwanted mess.

Spread Trading on Bybit currently supports combinations such as Spot and Perpetual, Spot and Expiry, Perpetual and Expiry, or even two Expiry contracts with different dates. This flexibility lets you build strategies that align with different market outlooks — bullish, bearish or neutral.

There’s a strong reason why Spread Trading is a go-to for many experienced traders: it allows for strategic plays that are more sophisticated than just guessing price direction. On Bybit, it’s not only powerful, but also convenient.

First, you get price certainty. Your spread is locked in at the price you specify. There’s no 

 between legs because the entry prices are automatically calculated and matched. You’re trading the spread, not the individual legs.

Secondly, the trading experience is smoother. Instead of placing two separate orders and manually trying to sync them, Bybit handles everything as a single transaction. You don’t have to worry about whether one leg gets filled and the other doesn’t — that risk is eliminated through atomic execution.

Third, this setup is a great hedge against volatility. By taking opposing positions on two related contracts, you reduce exposure to sharp price movements. Your P&L becomes more about the relative performance between contracts, rather than the market direction itself.

There’s also a strong cost advantage. Trading spreads on Bybit is significantly cheaper than doing it manually. You pay only half the trading fees you’d incur if you placed two individual trades on the order book. For high-volume or 

, that translates to meaningful savings over time.

Finally, it unlocks strategy flexibility. Whether you're 

 funding rates between Spot and Perpetual, doing 

 with different Futures contracts or taking advantage of price convergence before expiry, this platform gives you the tools to execute those ideas efficiently.

How to get started with Bybit Spread Trading 

Now that you have a better understanding of how Bybit Spread Trading works, let’s look into how to get started. Please note that you’ll need to have a Bybit account in order to proceed. If you don’t already have one, please check out our 

 for more information on how to create a Bybit account.

: Log in to your Bybit account and hover your cursor over the 

: The available spreads are organized in a grid, with each tile representing a unique combo. Choose your preferred combo to trade.

Tiles with a border around them signify that Spread Trading offers a better price. Hover over a tile for more details, or use the bar at the bottom of the grid to explore more options.

On the order placement page, set up your order with the following parameters:

to place your order. A pop-up window will appear for you to confirm your order details. Then, click on 

Congratulations — you’ve successfully placed an order!

You can view your Spread Trading orders from any trading page (Spread Trading, Spot and Futures), as they all share the same order data.

 to view your active orders. You’ll be able to view the combo, underlying asset, order price and more. 

If you would like to adjust your order parameters, you may click on the pencil icon under 

. To cancel your order, simply click on the order’s corresponding 

to view your completed orders. To view each order’s information on each leg, click on the order’s corresponding 

button. For additional insights, click on 

Spread trading isn’t for everyone — but if you’re someone who enjoys strategic trading, hedging or arbitrage, it’s a tool worth adding to your arsenal. It appeals to traders who are less interested in taking a directional bet, and more focused on capitalizing on inefficiencies in the market.

You don’t have to be a pro trader to benefit, either. The simplified execution and intuitive UI mean even intermediate users can explore advanced strategies without being overwhelmed. As long as you understand how spreads work, and how your P&L is affected by their movement, you’re already halfway there.

More importantly, in times of market uncertainty or low volatility — when price action feels sluggish — spread trading gives you an alternative way to profit. It keeps you in the game — even when momentum plays aren’t cutting it.

Bybit Spread Trading is a powerful tool that combines simplicity with sophistication. Whether you're looking to hedge, save on fees or experiment with 

 strategies, it offers a clean and user-friendly way to do so. With lower risk, lower costs and plenty of flexibility, Bybit Spread Trading is a smart move for any trader looking to level up their game — especially when markets get messy.

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Bybit Spread Trading: Smart strategies for market swings

Altcoins

Crypto

Explainers

Understand what Ripple is about including its functions, prospects, lawsuits, allegations, and wrap your head around what went wrong.

Imagine a world where cross-border transactions are completed in seconds, costs are minimal, and financial institutions are interconnected in a seamless payment network. Welcome to the world of the XRP Ledger (XRPL) and its native digital asset, XRP. As a frontrunner in revolutionizing the financial industry, understanding what , the XRPL and XRP are is essential for anyone interested in global payments and investments. Buckle up as we explore the intricacies of this game-changing technology.

XRP: The Digital Currency for Financial Institutions

XRP is a digital currency designed to enable fast, low-cost transactions and function as a bridge for exchanging various assets and currencies. Unlike Bitcoin, which was created to counter the influence of banks and governments, XRP aims to enhance the existing financial system by making it more efficient and cost-effective. As a result, many people are interested in how to buy XRP Ripple to take advantage of its potential benefits.

One of XRP’s primary purposes is to act as a mediator for currency exchange, providing a swift and efficient means of bridging two currencies without requiring an intermediary. Its unique advantage in processing speed and appeal to institutions positions XRP as a powerful bridge between traditional finance and 

Chris Larsen and Jed McCaleb founded Ripple Labs in 2012, and the company’s name over time has shortened to “Ripple”. Their mission was to connect banks, payment providers, and cryptocurrency exchanges, enabling real-time, cost-effective, global transactions. Ripple does this by using XRP in its payments product. 

Ripple has since achieved numerous milestones, such as the development of Ripple’s blockchain infrastructure in 2012 and the creation of RippleNet payment network.Pat White, CEO of Bitwave, has asserted that Ripple’s technology has been engineered as an alternative to the SWIFT banking system. This focus on institutional usage and partnerships has been the driving force behind Ripple’s success as a leading money transfer network.

Ripple Network: A New Era of Money Transfers

Designed to streamline cross-border transactions, the Ripple Payments Network aims to replace the outdated SWIFT system with a solution that is faster and more cost-effective. RippleNet, the payment network developed by Ripple, offers an end-to-end transfer process completed in minutes, with full visibility into the transaction and nearly instantaneous settlement. By leveraging blockchain technology, the Ripple Payments Network has successfully reduced the multiple layers of intermediaries required for 

 to function, making it a groundbreaking innovation in money transfers.

Ripple uses crypto and blockchain in its tech stack  to instantly settle transactions across borders, significantly improving the experience with legacy payment solutions.

 is also available through XRP, providing liquidity in cross-border transactions and eliminating the need for pre-funded accounts. This efficient and cost-effective solution is why Ripple Payments Network has become a leading money transfer network.

XRPL Transaction Protocol: Speed and Efficiency

The XRPL owes its success to its consensus protocol, facilitating swift and efficient transaction validation. The XRPL uses Federated Consensus as the validation system, which requires 80% or more of the validators to agree to reach consensus.

Transactions on the XRP Ledger settle in just 3-5 seconds, significantly faster than other cryptocurrencies like Bitcoin and Ethereum. This rapid settlement time is made possible by the Unique Node List (UNL), which ensures consensus among participating nodes, based on their trustworthiness and compliance with the network’s rules.

Ripple Payments: Connecting Banks and Payment Providers

Designed for financial institutions, Ripple Payments is a global payments network that counts Bank of America, Santander, and hundreds of other banks and multinational organizations among its customers. This network facilitates global transactions by providing a real-time gross settlement system, currency exchange, and remittance network.

Ripple Payments facilitates rapid and cost-effective cross-border payments by enabling banks to connect directly to its global, real-time settlement network. The network also serves as a bridge currency, using the XRP token to cover transaction fees and supply liquidity.

Understanding XRP: The Cryptocurrency Fueling the XRPL

XRP plays a vital role in powering operations and ensuring liquidity for cross-border transactions. As a digital asset, XRP offers numerous benefits, such as low transaction costs, rapid transaction settlement, and scalability.

The XRP Ledger is a distributed ledger that maintains a permanent and unchangeable record of transactions. This ledger is responsible for recording transaction data such as balances, accounts, and transfers, and relies on distributed ledger technology to facilitate the transfer of tokens representing various units of value.

How XRP Works: Fast and Low-Cost Transactions

The XRP Ledger Consensus Protocol enables the rapid and efficient execution of XRP transactions by allowing validators to securely synchronize their ledgers with other ledgers every three to five seconds. This ensures the validity of transactions and enables XRP’s rapid settlement times.

Each transaction conducted on the Ripple network incurs a nominal fee in XRP and is confirmed instantaneously. This low-cost, high-speed transaction capability is a key factor in XRP’s growing adoption and popularity among financial institutions.

XRP has a total supply of 100 billion premined tokens, with a predetermined distribution plan in place. To reduce uncertainty surrounding the release of XRP, the escrow has been put in place to implement trust and predictable release mechanisms. However, concerns about the potential dilution of value remain due to the vast supply of tokens.

With a current circulation of 55 billion tokens, Ripple has established a built-in smart contract that stipulates a maximum release of 1 billion XRP tokens to the market each month. This controlled release of tokens helps maintain a stable market and ensures the steady growth and adoption of XRP.

Investing in XRP, like any other digital asset, carries its share of risks and rewards. The ongoing regulatory challenges, market volatility, and centralization concerns are some of the potential risks associated with investing in XRP. However, XRP also offers the possibility of high returns and the ability to transfer funds rapidly and cost-effectively across borders.

Potential investors should carefully weigh the risks and rewards, and seek advice from a financial advisor before making any investment decisions. Understanding the factors that influence XRP’s market performance and keeping a close eye on the ongoing developments in the cryptocurrency market can help investors make informed decisions about whether to invest in XRP.

XRP’s market performance is subject to fluctuations due to the volatile nature of the cryptocurrency market. Factors that can influence the value of XRP include:

These factors can cause the value of XRP to rise or fall.

Investors considering adding XRP to their portfolio should be aware that XRP’s price can fluctuate significantly, both upward and downward. Monitoring market trends and regulatory developments can help investors make more informed decisions about when to buy, sell, or hold XRP.

In addition to its potential as an investment, XRP can also be used for transactions, investments, and remittances. Merchants and services worldwide are increasingly accepting XRP as a payment form. This widespread adoption of XRP demonstrates its potential not only as a digital asset for investment purposes but also as a practical means of conducting transactions and remittances.

Whether you’re looking to make a cross-border payment or purchase goods and services online, XRP offers a fast and cost-effective solution that is gaining traction among both consumers and businesses.

Purchasing and storing XRP involves using various platforms and wallets, depending on user preferences and location. One of the most popular platforms for purchasing XRP is 

After purchasing XRP, a secure digital wallet is needed to store your tokens. Some popular wallets for storing XRP include:

It is essential to select a wallet that meets your requirements and provides robust security measures to protect your XRP holdings.

Merchants and services across the globe are increasingly embracing XRP as a payment method. Some notable examples include:

While XRP’s primary use case remains in cross-border transactions and currency exchanges, its increasing acceptance by merchants and services demonstrates its potential as a practical and versatile digital asset for everyday transactions.

Ripple's Impact on the Financial Industry

Beyond its innovative technology and proliferating adoption, Ripple’s influence extends throughout the financial industry. The company has established partnerships with major banks and institutions, such as Bank of America, Santander, and American Express, to name a few. These partnerships have allowed Ripple to integrate its technology with existing financial systems, driving further innovation and adoption.

Alongside these partnerships, Ripple is actively forging new projects and innovations with potential to transform the financial industry in future years. Let’s take a closer look at some of these developments.

Ripple’s partnerships with various financial institutions have been a crucial factor in driving the adoption and integration of its technology. Some notable partners include:

These partnerships have enabled Ripple to leverage its unique technology, such as its On-Demand Liquidity (ODL) product, which uses XRP to facilitate faster and more cost-effective cross-border transactions. Ripple’s critical mass approach to partnership has enabled it to achieve rapid adoption rates, surpassing even Bitcoin in terms of application and utility-based adoption.

Ripple’s future developments include projects related to NFT issuance, smart contract implementation, and central bank digital currency (CBDC) applications. Staying abreast of emerging trends and technologies positions Ripple to continue propelling innovation in the financial industry. As a result, the company’s impact is likely to grow even further in the coming years, solidifying its status as a major player in the world of digital assets and financial technology.

The XRPL and its native digital asset XRP have the potential to revolutionize the financial industry by streamlining cross-border transactions, driving widespread adoption, and fostering innovation. Whether you’re an investor, a business owner, or an individual looking to make international payments, understanding the XRPL and XRP is essential in staying ahead of the curve in today’s rapidly evolving digital landscape.

XRP Ledger is an open-source public decentralized blockchain. It was built specifically

for payments. The XRPL is fast (~3 seconds per transaction), cheap ($0.0002 pertransaction), scalable (1,500+ tps), and carbon-neutral.

Its native cryptocurrency, XRP, serves as a bridge currency to facilitate the exchange of both crypto and fiat currencies and offer financial institutions an efficient solution for cross-border payments.

What was the outcome of the SEC’s lawsuit against Ripple? ?

In July 2023, the U.S. District Court of the Southern District of New York ruled thatas a matter of law, XRP is not a security. The court also found that as a matter of law, sales on exchanges, sales by executives , and other XRP distributions are not securities.

XRP is a digital asset that’s native to the XRP Ledger—an open-source, permissionless and decentralized 

Created in 2012 specifically for payments, XRP can settle transactions on the ledger in 3-5 seconds. It was built to be a better Bitcoin—faster, cheaper and greener than any other digital asset.

Given the fact that XRP is still 87% below its all-time high of $3.84, coupled with the risk that it could go to zero if it loses its case against the SEC, XRP is still a speculative investment and one should exercise caution when considering buying it.

How fast are transactions on the XRP Ledger?

XRP Ledger transactions are incredibly fast, settling in 3-5 seconds - much faster than Bitcoin and Ethereum.

A Beginner’s Guide: What Is XRP All About?

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