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    What Is Solend and How Did a Near Crash Almost Cripple It?

    Intermediate
    DeFi
    Nov 24, 2022
    17 min read
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    Since its launch, Solend has been garnering the market’s attention. An algorithmic, decentralized protocol for lending and borrowing built on Solana, Solend opened gateways for Solana users to increase the methods they can employ to profit from the market. With prominent investors such as Dragonfly Capital, Polychain Capital, Balaji Srinivasan and many others, Solend gained remarkable traction, achieving $100 million in deposits just over a month after launch, achieved even prior to liquidity mining opportunities. 

    In late June 2022, Solend once again grabbed the front page of several financial news sites. However, this time the reasons weren’t as favorable. Concerns regarding the liquidation of a whale account on Solend left Solana users panic-stricken about a potential major crash, sparking intense discussions. Recent developments around FTX, the troubled centralized exchange, have also had an impact on Solend.

    In this article, we’ll explore what Solend is, how a major crash almost occurred, and the impact it’s suffered from FTX’s downfall.

    What Is Solend?

    Solend is a decentralized finance (DeFi) lending platform built on the Solana network. It allows users to borrow or lend assets, using an algorithmic method to determine interest rates and collateral amounts. 

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