Panicking over crypto winters? Don't fret, learn what are crypto bear markets and how to survive them with our guide.

Although crypto bear markets are bound to happen, they’re not typically a sure sign of doom. What is a crypto bear market? How long do crypto bear markets last? These are some common questions traders or investors are asking today. In this article, readers will learn what crypto bear markets are, how to identify a bear run in crypto, and how long it may last. Readers will learn what distinguishes crypto bear markets from crypto winter periods. Additionally, this article will provide key information for surviving a bear run in crypto markets.

A crypto bear market starts when a crypto asset trades less than its previous high amount by 20% or more and remains lower for some time

Usually, the drop comes with much pessimism about upcoming short-term performance.

Many investors forgo buying during a bear run in crypto markets. The previous section outlined the basics of bear runs in crypto. However, learning more specific details about their key points can help investors discern whether they’re entering a crypto bear market, a crypto winter period or a correction. These are the main features of crypto bear markets to analyze.

Since economic stability affects confidence, and because availability of money affects trading volume, unfavorable macroeconomic conditions can lead to a bear run in crypto markets. Traditionally, crypto bear markets accompany the combination of inverted curve yields, rising inflation and rising interest rates. Longer periods of these unfavorable macroeconomic conditions can turn crypto bear markets into crypto winters.

Entering the crypto market comes with complex regulatory concerns. The regulatory world is in continual flux. Startups entering the market usually consult with attorneys to better understand the specific regulatory areas that affect them. Changing regulations, with other factors discussed in the previous sections shifting at the same time, can contribute to a bear run in crypto markets. Additionally, in the past, talks of stricter government regulations of cryptocurrencies have led to downward trends as fears grow.

As noted earlier, crypto bear markets have lengthier periods than corrections do. How long do crypto bear markets last today? Keep in mind that crypto is relatively new, which means that there are not as many benchmarks and historical data to use. How long do crypto bear markets last on average, from past data?

A key cause of the most recent crypto bear market of 2018 were the rumors that the SEC would visit the founders of startups funded by initial coin offerings (ICOs). At that time, most people only bought Bitcoin with regular currency. Investors used their dollars to buy Bitcoin, obtained Ether (ETH) with them, and used that to buy ICOs. Prices for everything crypto shot up, and ICO demand grew. Then, when it dried up, the entire market followed, leading to a crypto winter. Today, companies are more prepared. In addition, there are more operational companies in the market now, and more factors to consider. Bitcoin surged in December 2020 as investors started acquiring it to potentially deal with inflation arising from the pandemic. Tech innovations that made cryptocurrencies more usable or accessible also helped in shifting toward a bull run in 2021.

In the future, investors can also consider multiple crypto expert predictions. How long do crypto bear markets last according to expert predictions? The answers vary depending on sources. However, considering factors in the previous sections, along with different expert predictions, can help investors develop a more realistic idea of how long a bear market or a crypto winter may last. Some experts say that bull market periods often start after there are crypto and equities liquidation spikes in financial markets.

There are several steps that investors can take to survive crypto bear markets and potentially make money. Whether or not the period turns into a lengthy crypto winter, investors can follow these strategies to better manage their overall risk and portfolio.

Dollar-Cost Averaging Into Projects with Strong Fundamentals

Crypto bear markets create emotional roller coasters for many investors. With continual changes, it’s easy to start making potentially harmful emotion-driven decisions. When a bear market leads to a crypto winter, emotions can be especially unsteady for investors. Fear and greed contribute to poor decision-making, which is why investors must be conscientious at all times. By combining sound DCA and diversification strategies, traders can help limit emotion-based decisions that can hurt them.

Consider Low-Risk Strategies Like Staking

Despite market downturns, cryptocurrencies are still advancing with impressive speed. There is job growth in the blockchain sector, and many new projects are emerging every month. Due to volatility and other factors, crypto winter periods and bear markets will still occur in the future. The keys to surviving crypto bear markets are patience, positivity and a sound survival strategy that incorporates the tips in this blog.

Beginner

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What Are Crypto Bear Markets: 5 Handy Crypto Winter Tips

Crypto investing can be an exciting affair. As interest in cryptocurrencies rises worldwide, however, an increasing number of scammers are targeting the industry. We go through some shocking crypto scams, and the lessons to be learnt from them.

 (DeFi) has experienced tremendous growth in recent years, with crypto becoming an important part of many investment portfolios.

However, the increase in crypto adoption has also drawn unwanted attention from a malicious group of opportunists: scammers. From 2020 to 2021, losses from crypto-related scams rose 79%, with 

Such scams have caused investors to lose not only billions of dollars, but also their trust in the industry. In addition, these schemes have evoked feelings of doubt and fear, dissuading potential investors from making their first crypto investments.

This article explains the various types of crypto scams and provides examples of each one — with tips on how to avoid getting scammed in the first place.

Crypto “scams” refers to attempts by individuals or companies to access users' private information, such as their security codes, or deceive unsuspecting people into sending their crypto to a compromised digital wallet. They come in many different forms, on which we’ll elaborate below.

Crypto scams can be compartmentalized into two main categories:

Despite this broad categorization, there are also specific types of scams that cryptocurrency users have been experiencing. The following are the main types of scams in the crypto industry.

 scams involve a group of insiders using messaging apps or social media in order to plant rumors that a renowned mogul is supporting the digital currency in question. The aim of this setup is to lure investors into purchasing the crypto, drive up the price, and sell their stake — thus causing the value of the currency to plummet.

public purchases all of the cryptocurrency (often newly issued, with very little trading history), the insiders start selling —or “dumping” — the crypto at high prices. This move sparks a steep sell-off and a resultant profit at the expense of the duped masses.

Phishing is a common scam in cryptocurrency. Just as with pump-and-dump, phishing isn’t restricted to digital currency. In the world of cryptocurrency, phishing means deceiving victims in order to get them to reveal sensitive details like passwords and 

Phishing scams often take place via email, with scammers posing as an authority and asking for users' credentials. These scams are also widespread on various social media platforms.

As evocative as its name is, the consequences of “pig butchering” are very serious for its victims.

The pig butchering scam usually takes place on online dating websites. The scammer sets an attractive profile picture to attract the "pig” (victim), and then "fattens” them up over a period of time through online messaging. As the victim grows closer to the perpetrator, they begin to trust the scammer more.

Eventually, the scammer informs the victim about huge gains that they’ve supposedly made in the cryptocurrency market, and advises the victim to follow along in some of their investments. Initially, these investments seem to pay off handsomely on paper, but the money's gone as soon as it's sent. The scammer uses phony sites, duping the victim into shelling out bigger sums of money to the perpetrator’s fake account.

When the victim tries to withdraw their money, their efforts are in vain. As the "pig" — who is now fattened for slaughter — they’re left empty-handed.

The pig slaughtering scam is believed to have originated in China, and is known for its relatively long duration.

Ponzi schemes are named after the notorious 1920s swindler, 

. The basic idea of the scam hasn’t changed for over a century.

Here's how it works: A crooked broker proposes a surefire investment with guaranteed, lavish returns. Their pitch may involve a secretive strategy — or, in this case, a 

In the beginning, the idea looks legit — your account balance keeps rising, and you might be able to withdraw some amount of cash. In reality, however, the crook pockets most of the money, issues phony paperwork to cover up the ruse, and uses cash from early investors to pay a little to the new ones.

As more investors come on board, the scammer finds it increasingly hard to sustain the ruse. By the time the scheme collapses, your money is long gone.

 collected an estimated $17 billion from nearly 5,000 investors before his fraud fell apart in 2008. Almost $3 billion was never recovered.

 is a crypto scam wherein a cryptocurrency's promoters pump up a new coin to boost its price, after which they disappear with the funds. The investors are then left with a valueless token that has zero fundamentals and no future.

A rug pull often doesn't allow a non-insider owner to sell their token, as it’s coded in a manner that allows only insiders to exit.

Airdrop scams are prominent in decentralized finance (DeFi). They involve a phenomenon in crypto called a token 

 as a reward for carrying out specific actions on 

While legitimate airdropping of tokens is typically done to start and grow a grassroots community, airdrop scams are also doing the rounds.

Here's how it works: An entity airdrops a token that appears to have value into your wallet. “When you try to exchange that airdropped token for a more well-known token, you give the protocol more permissions than you realize, allowing the hacker to access all the assets in your wallet," says 

, COO at Stacked, a crypto investment startup. Once that happens, your wallet is likely to be swept clean within minutes or even seconds.

Scammers set up bogus celebrity accounts on 

 to deceive devoted fans. These scammers then reach out to the star’s followers and ask for money under various pretexts: 

Another popular scamming tactic involves the use of a phony livestream. The scammer's fake celebrity account features a video taken from the star’s real social feed, with a message promising a hefty cash prize to the first, say, 500 or 1,000 people who identify something hidden in an optical illusion or comment with a specific phrase. Respondents to such prize offers then receive a direct message requesting their crypto wallet keys and other personal data to facilitate the supposed payment. With the information collected, the scammer accesses and steals the victim's crypto assets.

 means a sale in which a trader sells an asset and then repurchases it at or around the time of the sale, in an attempt to influence the price or manipulate trading activity on a particular asset.

There are various motivations for a trader or company to engage in wash trading:

Despite the many possible motivations, the core intent of wash trading is to mislead people and boost perceptions of the price and volume of an asset that’s being traded.

Most users consider the blockchain to be extremely secure since it’s inherently unalterable. Therefore, many have dubbed it as “unhackable.” Unfortunately, recent incidents have indicated that hackers can access blockchains in some situations.

During verification, “miners” review transactions to ensure that they’re genuine. If one or more hackers gains control over at least half the mining process, the consequences could be dire. For example, scammer miners can create a duplicate version of the 

, where some transactions aren't reflected. Miners could then create a completely different collection of transactions on the fork, and make it seem like that’s the true version of the blockchain, despite its fraudulent nature. Hackers could also 

At times, there may also be errors or security glitches during the creation of the blockchain, especially with larger or more intricate blockchains. In such cases, hackers can identify the vulnerabilities and plan an attack to get in easily. Since the fraudulent activity isn’t reflected, hackers can steal money from users without being detected. Unfortunately, due the unalterable nature of blockchain transactions, the only way to retrieve stolen money is to create a fork that is recognized by all users as the authoritative blockchain.

If the security practices surrounding a cryptocurrency exchange are weak, hackers can steal users' assets, and even perform identity theft.

, the rapid rise of decentralized finance (

) is (ironically) the main factor behind the increase in cryptocurrency scams.

DeFi proposes the removal of all traditional middlemen from the financial sector, including banks and lawyers. It further suggests replacing them with a piece of code written on a public blockchain which approves and regulates all financial transactions independently.

Since the DeFi sector is still in its infancy, its infrastructure is incomplete and awaiting further development. As a piece of code that is still being refined, DeFi software is currently highly vulnerable to hackers. 21% of all hacks in 2021 took advantage of loopholes in DeFi code. While lack of third-party interference is often perceived as an advantage of DeFi, it can also pose a disadvantage, as it’s harder for regulators to stop fraud in the space.

In June 2021, influencers with large follower bases like 

 (a successful esports organization and influencer incubator) showed their support online for a new cryptocurrency called “Save the Kids” (KIDS).

The new token's website (which is now defunct) claimed that the crypto venture was helping to build a better world for children, and promised to donate a portion of the token's proceeds to charity. 

Many fans "pumped" money into this charitable crypto scheme, believing that their investment was safeguarded by the high profile of the influencers endorsing it. The result? Their money disappeared almost overnight.

Amid a growing number of online accusations, FaZe Clan 

In the early hours of April 14, 2021, many users of 

, a reward-earning cryptocurrency platform, started reporting that they had received a suspicious email.

The email looked like it was a legitimate one from Celsius. It announced the launch of the much-anticipated "Celsius Web Wallet" with an offer of $500 in CEL for users who followed the included promo link.

However, some attentive users realized that the link led them to "celsiuswallet.network" instead of "celsius.network," the official company domain, indicating that something wasn't right. Celsius has always made it clear that they do not have any other official domain.

Unfortunately, as the destination page looked just like the legitimate company page, many users went ahead to claim the offer and submit sensitive information. Soon after, there were reports of users who had lost their crypto balance, and many others who said they had received the same phishing emails and SMS messages linking to the same fraudulent page.

A Tennessee woman reported losing $390,000 that belonged to herself and her father after falling for a crypto dating scam.

24-year-old Nicole Hutchinson sold the house that she had inherited from her mother and split the proceeds with her father. The $280,000 she inherited was meant to go toward building a life in California and helping her family.

In an attempt to make new friends before shifting to California, Nicole started using Hinge, an online dating website. On Hinge, she met a man named "Hao," and they soon became friends. Hao told her that he came from the same town in China from which she had been adopted, leading to a strong connection. He also told her he was into investing in cryptocurrency and suggested that she could also invest. 

Hao suggested that she create an account on

, a legitimate site. He then sent her a link and asked her to transfer her money to the new link, which he claimed was a cryptocurrency exchange platform.

Though she started with small amounts, she soon began investing more money. As her account started reflecting the “profits” she had made, she suggested that her father also start investing, so he did. 

By December, their accounts indicated a combined balance of $1.2 million, and Hutchinson decided to cash out. At that point, the site told her that she would have to pay a hefty "tax bill" of roughly $380,000 before she could withdraw her money. That's when she discovered that all her cryptocurrency investments weren't real, and all the funds belonging to her and her father had gone into the scammer's pocket.

OneCoin is known as the longest-running Ponzi scheme in the crypto industry. It was founded by Ruja Ignatova, aka 

, a Bulgarian fraudster. Between 2014 and 2019, OneCoin lured many investors, defrauding them of $5.8 billion by marketing OneCoin as the hottest innovation in the crypto industry — a "

This "business venture" was concealing a multi-level marketing scheme that compensated members with OneCoin and cash for onboarding new investors.

The issue was not the marketing strategy, but rather that Onecoin didn’t even have a blockchain of its own. Therefore, when investors bought or received OneCoin, they were ending up with a worthless coin that wasn't backed by an accepted digital asset technology.

 and leveled charges on its leaders after many years of warning investors against investing in Onecoin. By this time, however, Ignatova herself had disappeared. Her whereabouts are currently unknown, while OneCoin’s co-founder, Sebastian Greenwood, is incarcerated in the United States.

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7 Crypto Scams That Actually Happened (& What You Can Do to Protect Yourself)

Keen to start trading cryptocurrencies, but concerned about privacy? A cryptocurrency mixer will help ease some of your worry. Here are the things to keep in mind!

Unbeknownst to many people, the majority of 

 are actually public. Essentially, a blockchain acts as a digital history of records made on that particular network. From the very first transaction made to the most recent one, all information is kept on the blockchain, and can be viewed by anyone with a working internet connection.

To test this out, head over to a blockchain explorer of your favorite coin/token (e.g., 

 for Bitcoin), and look up the records of transactions processed since its launch. Astonishing, isn’t it? This feature allows for greater transparency and accountability on a public ledger, so it’s unsurprising why some people view it in a positive light.

However, a second group of people see this as a drawback, with privacy being their main concern. After all, if everyone could see your transaction history, they could easily track your spending and figure out your personal details, such as your income. In turn, this could increase the risk of your account being hacked, or your identity being stolen. Such scenarios are never ideal.

If you happen to fall into the second group, there’s no need to worry — this is where cryptocurrency mixers come in handy. Read on to learn how to protect yourself and your assets today.

A cryptocurrency mixer is a service that allows you to mix your Bitcoin or other cryptocurrencies with other users' Bitcoin or cryptocurrencies. This is done to conceal the source of the funds and protect the privacy of the users involved. By mixing your coins with others, it becomes much more difficult to track the movement of funds and determine where they came from — just as it would be difficult to determine the ingredients of a blended cup of fruit juice if, say, 20 different juices were used.

Simply put, by shuffling transactions among multiple 

, mixers make it difficult for third parties to trace the exact source of funds. Not only is this feature valuable for privacy, it’s also great for businesses looking to safeguard their customers’ data.

Cryptocurrency mixers typically charge a small fee for their services, and may also require users to deposit a minimum amount of funds. Some mixers also offer additional features, such as the ability to delay transactions or split them into multiple payments. Overall, cryptocurrency mixers provide a valuable service for those who wish to keep their financial activities private.

In most cases, a mixer will require you to send your coins to a specific address. Once your transaction has been processed, the mixer will then send an equal amount of coins to another address that you provide.

Note that the mixer will not know the identity of the addresses involved in the transaction. However, as there have been cases of mixers stealing user funds, it’s still important to use a mixer that you trust.

When selecting a mixer, be sure to do your research, and ensure that it’s reputable and has a good track record. You should also look for a mixer that offers a high degree of security and privacy.

Some mixers may require you to create an account, while others allow you to use their services anonymously. In most cases, you’ll need to provide a receiving address for the coins to be sent to. The process of using a cryptocurrency mixer is typically straightforward, so don’t worry if you’ve never used one before.

How Cryptocurrency Mixing Creates User Anonymity

Cryptocurrency mixing is a process that makes it difficult to trace the origins of a digital currency transaction. By mixing numerous transactions, it becomes much harder for anyone to identify which specific coins were sent from which wallets. This enables a degree of anonymity on public blockchains such as Bitcoin, as it allows users to make transactions without fear of being tracked or monitored. 

While cryptocurrency mixing services use several different methods to achieve this goal, the most common one by far is the use of so-called "mixing pools."

In a mixing pool, users send their funds to a central address, which then redistributes those funds to other users in the pool at random. This makes it very difficult to determine where any given input came from, as it could have come from any number of addresses.

. This involves multiple users coming together to create a single transaction containing multiple inputs and outputs. While this doesn’t necessarily make it impossible to determine the origins of a given coin, it makes the process much more tedious, and thus could serve as a deterrent to those with malicious intent.

However, it should be noted that cryptocurrency mixing isn’t foolproof, and there are still ways for investigators to trace mixed funds back to their original owners. As such, mixing should not be relied upon as a way to completely avoid detection. Nevertheless, when used correctly, it can still be an effective tool for increasing anonymity and privacy levels.

As you would expect, the ability to obfuscate crypto transactions makes crypto mixers a target for regulators — and a hotbed for money laundering.

While crypto mixing might sound like a perfectly legal activity, there is some debate going on as to whether it in fact is. Some argue that crypto mixing simply provides a way for users to keep their identity and transaction history private, while others argue that it can be used to launder money or finance illegal activities.

Many countries have started to implement regulations that require crypto exchanges to collect customer-identifying information. Certain exchanges (e.g., Binance) do not allow users to withdraw funds linked to a crypto mixer wallet. Additionally, new international anti-money laundering laws are likely to make money laundering through crypto mixers much more difficult in the future.

Ultimately, the legality of crypto mixing boils down to how it is used, and whether it breaks any locally-established laws in the process.

5 Best Cryptocurrency Mixers on the Market Now

There are several different cryptocurrency mixers available, each offering slightly different features and using different crypto mixing methods. Some mixers allow users to set custom transaction fees, while others provide a fixed fee structure. A number of platforms go one level higher to offer additional features such as coin shuffling, or support for redistributing funds in multiple currencies. Here’s a look at five of the best cryptocurrency mixers out there.

One of the most popular crypto mixing platforms currently available, 

 supports only Bitcoin transactions and requires its customers to deposit a minimum of 0.001 BTC. The platform has been in operation since 2016, and claims to have processed over $1 billion worth of Bitcoin transactions so far.

Two of the key selling points of CriptoMixer are its security features and low transaction fees. CriptoMixer charges a fee ranging from 0.5 to 3%. In terms of security, CriptoMixer claims that its servers have never been breached, and that advanced encryption methods are used to ensure data integrity. Also, over 2,000 BTC kept in reserve help to boost CriptoMixer's mixing capabilities.

 is one of the many cryptocurrency mixers that have popped up in recent years, and it promises to provide top-notch security and anonymity.

Operating as a web-based platform, Blender.io allows users to mix their cryptocurrency, providing support for Bitcoin, 

 and Monero. The platform charges a variable fee, depending on the coin being mixed.

Blender.io claims to offer several perks. First, it requires no registration or 

verification. This means that you can use the service without having to provide any personal information. Second, it allows you to set your mixing fee.

Third, Blender.io has a user-friendly interface that makes it easy to use, even for those who aren’t tech-savvy. Fourth, the platform employs several security features, including 2-factor authentication (2FA) and 

. Finally, Blender.io offers customer support via both 

If you’re looking for a crypto mixer with positive reviews on most online forums, be sure to check out 

. The platform supports the anonymization of Bitcoin, Litecoin, 

 and Ether. There is a minimum transaction requirement of 0.002 BTC. 

Coins entered into the site are divided into small transactions, and then mixed a couple of times. The user receives the same amount of funds in the reverse transaction. Customers have the option of selecting different pools for mixing. The pools differ in terms of the level of protection; however, FoxMixer claims that the level of anonymity is equally high across the board.

boasts additional features that provide more security and privacy for users. Although this crypto mixer only supports Bitcoin transactions, users can split and merge coins into different 

 and make reverse transactions while using various addresses.

No registration or KYC verification is required, plus there’s no service fee. While it’s not compulsory, you can make a donation to help keep the service going. 

Perhaps the only downside of this platform is that users have to wait up to seven days for their transactions to be complete.

With a set minimum deposit of 0.001 BTC, 

 is one of the more affordable cryptocurrency mixers currently in operation, offering levels of anonymity that are hard to beat. At the moment, the platform only supports Bitcoin transactions, and charges a fee ranging between 4% and 5%.

MixTum.io offers several features that make it unique compared to its competitors. One such feature is "stealth addresses." When you deposit with MixTum.io, a new and unique Bitcoin address is generated for you (stealth address) that can only be used once. This makes it impossible to link your deposit to any past or future transactions.

Another feature offered by MixTum.io is "time-delayed withdrawals." With this feature, you can schedule your withdrawal for any time between 24 hours and 30 days, making it even more difficult to trace your funds back to you. However, one con of MixTum.io is that it doesn’t allow clients to set mixing time frames.

So, there you have it. Whether you’re looking for a straightforward crypto mixer or one with advanced/sophisticated features, there’s sure to be an option that meets your needs in the list we’ve covered.

Before coming to a decision, be sure to carefully compare the features and fees across the mixers. Remember — when it comes to protecting your privacy, it’s better to be safe than sorry. While cryptocurrency mixers can offer anonymity, keep in mind that not all of them are created equal. Always choose wisely!

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Explained: Cryptocurrency Mixer

From cool rewards to easy crypto-to-fiat conversion, these are the best crypto credit and debit cards to own.

In the early days of crypto, holders generally used currencies like 

 (P2P) transactions. Now, crypto debit and credit cards make it much easier to convert cryptocurrencies into fiat to use for payment. Whether you’re new to crypto or a long-time investor, a crypto card can help you access and use your digital holdings.

This article lays out the best crypto credit and debit cards currently available to consumers, as well as two upcoming crypto credit cards. It also explains how you can decide which is the best card for you.

A crypto credit card allows you to earn cryptocurrency as a reward for spending, while a crypto debit card converts cryptocurrency into fiat when you make a purchase or use an ATM.

As with regular credit cards, using crypto credit cards involves borrowing money from the issuer. When you make a purchase, the card company provides the funds necessary and your balance increases. As with regular cards, crypto credit cards allow holders to earn rewards for their purchases. What sets crypto credit cards apart is that the rewards come in the form of cryptocurrency that the issuer purchases for the holder.

One major benefit of using a crypto credit card is that it gives you a risk-free way to earn cryptocurrency just by making everyday purchases. This makes it a great option for hesitant, risk-averse newcomers to the world of crypto. The only significant drawback is the volatility of crypto markets, but at least cardholders will only be risking their rewards, rather than larger savings.

A crypto debit card is similar to a regular debit card in that the holder uses their own money to make purchases or withdraw cash from an ATM. Unlike regular debit cards, most crypto debit cards draw from the holder’s cryptocurrency accounts. This makes them a convenient way to convert cryptocurrency into fiat that you can use to make standard purchases. Other crypto debit cards allow you to preload fiat or digital currencies.

In addition to converting crypto into fiat, crypto debit cards often allow you to reduce foreign transaction fees and easily spend money in multiple currencies. Potential pitfalls include geographical restrictions and the triggering of taxable events for using cryptocurrency.

How to Choose the Best Crypto Credit and Debit Cards

While there still aren’t as many crypto cards available as conventional credit and debit cards, new options are appearing every year. As the number of choices increases, consumers need to put more thought into their decision. There are a few key factors that you should consider before choosing a card.

First of all, you need to think about the type of cryptocurrency you’ll be using. Some crypto credit cards only let you earn rewards in a particular cryptocurrency, and some crypto debit cards can only connect with certain cryptocurrency accounts. If you’re new to the world of crypto and you don’t care which currency you end up using, this shouldn't be an issue. If, on the other hand, you already have a currency of choice, you’ll need to find a card that allows you to use it.

When comparing the best crypto credit cards, you should weigh the rewards that each card offers. In general, a higher rewards rate will allow you to earn more cryptocurrency. Some cards offer a flat rate for all types of purchases, while others offer higher rates for buying products and services that fall within certain categories. If you happen to spend a lot of money in a particular area, you may want to look for a card that will reward you for your habits.

While the best crypto credit cards are generally affordable, there are certain fees you should consider. Some cards charge an annual fee, while others are completely free. Foreign transaction fees are common, but you can find cards without them, which is an especially good idea if you often travel abroad. You should also look out for cryptocurrency sales fees, which are pesky charges that show up every time you sell the rewards you’ve earned in crypto.

For many users, the main point of owning a crypto credit or debit card is to optimize crypto-to-fiat conversions. Your Bitcoin debit card will hardly prove useful if it doesn’t allow you to quickly and easily convert crypto into fiat. Unfortunately, some issuers use experimental methods that confuse cardholders and complicate conversions. By avoiding these types of issuers, you can ensure you get a card that truly serves your crypto needs.

A crypto card is only beneficial if you can actually use it. The world of crypto is evolving rapidly, and every month seems to bring a new set of regulations. Amid this dynamic environment, you need a card that’s currently usable in your preferred location. That way, you can make sure you maintain constant access to your digital assets.

As cryptocurrencies gain popularity, the number of crypto credit cards available is steadily increasing. That means consumers need to be especially discerning before making a choice. Here are six of the best crypto credit cards currently on the market. While each individual has their own needs and expectations and should choose a card accordingly, you can’t go wrong by picking any of the cards on this short list.

Even if you’re not interested in large-scale loans, the Nexo Mastercard is still an appealing option. One major perk is availability, with the card usable anywhere that Mastercard is accepted. You can also earn 2% rewards, a competitive rate that many cardholders are happy with. The associated smartphone app makes the card incredibly user-friendly, allowing you to easily set notifications, change your pin, and freeze the card if it’s been lost or stolen.

With no annual fee and rewards up to 3%, the card is financially favorable. Converting those rewards into crypto allows you to fatten your digital wallet without taking on too much risk. The combination of financial payoff and convenience makes this one of the premier crypto Visa cards on the market.

Gemini Mastercard is usable anywhere that accepts Mastercard. A user-friendly app makes it simple to monitor transactions and manage your account. There is no annual fee, but transaction fees fall between 0.5% and 4%. The exact fee will depend on your specific card.

4. Upgrade Bitcoin Rewards Visa Signature Card

This Bitcoin credit card provides an easy way for beginners to enter the world of crypto. Its terms are simple, and the barrier to entry is negligible. Even if you only have fair credit, you should be able to get pre-approved almost immediately. From there, you’ll earn 1.5% percent on all purchases, paid directly in Bitcoin. You’ll also receive a $200 bonus just for spending $500 on the card and making three consecutive payments.

You can use the Bitcoin credit card throughout the Mastercard network, giving you the flexibility to make most purchases without any hassles. There’s no annual fee, and you can easily manage your account and redeem rewards through the SoFi app. Additional perks include free cell phone insurance and discounts with Lyft, Boxed™, and other popular brands.

While crypto credit cards are great for earning cryptocurrency in the form of cashback rewards, crypto debit cards are the better option for people looking to use the cryptocurrency they already own. With so many fantastic cards on the market, it’s never been easier to convert crypto into fiat and use it for everyday purchases. Here are 12 of the best crypto debit cards on the market, each of which has its own set of favorable properties.

If you’re looking for a crypto debit card to sink your teeth into, then this is one of the best cards to consider. The 

 Visa is the world’s first free, metal and crypto-linked debit card. With no fees, a straightforward top-up model that makes it easy to load your account with Bitcoin and other digital currencies and an aggressive marketing campaign that's involved the likes of Lebron James and Matt Damon, it’s easy to see why many investors are owners of it. Once you’ve got the currency loaded, you’ll be able to instantly spend or withdraw it wherever Visa is accepted.

Crypto enthusiasts can use eToro as a comprehensive trading platform. Instant transfers will allow you to draw from the trading platform to restock your account. Then, you can use the card to make purchases around the world. The associated app, meanwhile, allows you to monitor your transactions and even make bank transfers.

While availability remains a major issue, this crypto Visa card is one of the best crypto debit cards for consumers who want an easy way to spend their digital currency. It allows you to instantly spend Ether, Bitcoin and Litecoin within the Visa network. You can also use the card to withdraw cash from ATMs.

This crypto Visa card only works if it’s linked to a Binance account. If you’ve already got an account and you’re based outside of the United States, then this is probably the perfect Bitcoin debit card for you.

The card charges a one-time $10 fee, and it’s available throughout the United States. There are no monthly fees, and it’s completely free to load more Bitcoin onto the card. While the card offers no rewards, it remains an excellent option for simple spending. Keep in mind that the BitPay Mastercard is only a Bitcoin debit card, and can’t be used with other cryptocurrencies.

This is one of the best crypto debit cards available on the European market. What sets it apart is that it comes with a crypto-friendly bank account, giving cardholders an easy way to manage their entire crypto portfolio. Free international ATM withdrawals allow holders to quickly and easily convert crypto into euros.

Club Swan’s concierge service helps holders book travel, order products, and take care of mind-numbing administrative tasks. The cashback rewards can rise to an incredible 20%, allowing some holders to make back much of what they spend in fees. The card is also usable wherever Mastercard is accepted. If you’re on the lookout for an upper-tier Bitcoin credit or debit card that really provides superior service, then this is probably the card for you.

There’s no annual fee for the Voyager Mastercard, and you’ll have access to ATMs around the globe. You can manage your cards with an easy-to-use app, and you’ll receive account and routing numbers to conduct seamless transfers. For anyone with a Voyager account, the Voyager Mastercard is doubtlessly among the best crypto debit cards available.

As cryptocurrencies move further into the mainstream, the stable of available crypto cards is constantly growing. While it’s important to learn about the best crypto credit and debit cards that currently exist, it’s also wise to keep your ear to the ground and learn as much as you can about upcoming releases.

These two Bitcoin credit cards are soon to be available, and you might want to consider making one of them the next addition to your wallet.

While no release date has been set, crypto enthusiasts are already signing up for the card’s waitlist in droves. If you’re after a Bitcoin credit card that turns your crypto holdings into credit, then you might want to consider adding your name to the SALT list.

There’s never been a better time to take out a Bitcoin credit or debit card. The variety of available cards is steadily growing, and each option comes with a unique set of valuable perks. Now that you’ve learned about some of the best crypto credit and debit cards on the market, you should be ready to make your final choice.

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20 Best Crypto Credit and Debit Cards For Crypto Beginners and Veterans in 2022

Want to keep up with the world of cryptocurrency, but don't know where to start? These crypto news aggregators will make you the #cryptoexpert of your friend circle.

The world of cryptocurrency is rather complex, but with the right tools and information, it’s possible for anyone to become an expert trader or investor. Given the abundance of crypto news out there, however, it can sometimes be hard to keep up with everything that’s happening.

 is ever-expanding, and each project has its own community and its own social media accounts (e.g., 

). Plus, the news cycle is incredibly fast-paced. When one major event happens in the world of crypto, it is often overshadowed by another… sometimes in a matter of minutes. 

Essentially, if you want to stay up-to-date on the latest crypto happenings, you’ll need to have good comprehension of how each currency works, and familiarize yourself with the 

. One day, a certain coin might be all the rage; the next, it could be deemed worthless. 

Separating the signals from the noise can be a daunting task when you’re bombarded with information from various sources. To quickly focus on what’s going on, use a crypto news aggregator. We’ll take you through the best options in this guide.

A crypto news aggregator is a digital platform that collects news articles and blog posts from multiple online sources and organizes them within a single location. Crypto news aggregators can be used by cryptocurrency investors to stay up-to-date with the latest industry news and developments. 

A few popular crypto news aggregators are CryptoPanic, CryptoGoat.net and CoinSpectator. In addition to curating content from other sources, many crypto news aggregators also feature original content, analysis, and commentary from industry experts. As the cryptocurrency industry continues to evolve and mature, crypto news aggregators will likely become an essential part of the space.

Typically, most crypto news aggregators offer users the ability to customize their news feed, and to choose which topics and sources to include. 

When choosing a crypto news aggregator, it's important to consider your needs and preferences. Do you want a general overview of the latest crypto news, or an in-depth analysis of specific topics? Are you only interested in articles from mainstream media sources, or would you also like to see content from independent bloggers and analysts? 

Once you've identified your needs, you can start narrowing your options based on the following criteria:

What Are the Best Crypto News Aggregators?

As mentioned, crypto aggregators provide a one-stop shop for all your cryptocurrency needs. They offer a variety of features, including price tracking, portfolio management and news updates. 

Best of all, they make it easy to quickly and efficiently find the information you need. There are a number of different crypto aggregators on the market, of which we’ve selected a baker’s dozen of the best.

In the ever-changing world of cryptocurrency, it can be difficult to keep up with the latest news and developments — not to mention getting a comprehensive look at a coin's price movement. That's where 

 comes in. Coinhills is a leading crypto aggregator, providing real-time news and data from across the 

With a team of experienced writers and analysts, Coinhills offers insightful real-time indices in the crypto space, thus allowing users to create crypto price predictions. In addition, the site provides up-to-the-minute data for all major coins while offering a user-friendly interface. Whether you're a casual investor or a die-hard trader, Coinhills is one of the best places to stay current on the price movements of different coins, and to get access to accurate price predictions and analyses for all coins. 

 is "an all-in-one app and website designed to help cryptocurrency users track price movements, news, and social media sentiment." In other words, it's a tool that allows you to stay up-to-date. 

With CryptoPanic, you can cut out the noise and set up alerts for specific coins or keywords, so you'll always be in the know about what's going on in the market. In addition, the app also features a vibrant community of users who are always happy to share their insights and opinions on the latest news. 

 In addition to traditional media sources, CryptoPanic also includes blogs, forums and social media platforms in its feed. This makes it one of the most comprehensive aggregators in the crypto space. 