Bybit showcased its innovative crypto solutions at Web Summit Rio 2025, emphasizing its role in integrating crypto into traditional payments. 

Daily top performer — Zebec Network (ZBCN)

The S&P 500 extended its rally with a nine-day winning streak, its longest since 2004, as optimism over potential trade deals and upcoming Fed and earnings updates lifted sentiment. Gold rose to $3,245 on trade uncertainty and Fed rate cut hopes. CoinDesk Indices, which tracks the broader crypto market, fell 1.50% in the past 24 hours, while Bitcoin and Ether dropped 0.10% and 0.51%, respectively. Trade these markets and more with up to 500x leverage on Bybit MT5 using this 

Today's top performer is ZBCN, which surged 19.5% after Zebec Network joined the Circle Alliance, aiming to make USDC the default stablecoin for real-world payments.

Zebec Network (ZBCN), founded in 2021, is a Solana-based DeFi protocol enabling real-time payroll and payments, with products like Zebec Card, Safes, and Web3 Banking, all governed by ZBC token holders. 

, with Circle Ventures being an early backer. USDC powers Zebec's products, including Zebec Cards and payroll services. With Circle holding a significant amount of ZBCN, Zebec aims to establish USDC as the default stablecoin for real-world payments.

Check out the latest prices, charts, and data of 

 its innovative crypto solutions at Web Summit Rio 2025, emphasizing its role in integrating crypto into traditional payments. The exchange launched Bybit Pay in Brazil, offering a seamless crypto-to-fiat experience with features like QR code payments, multi-currency support, and secure blockchain transactions. Bybit also highlighted its strategic partnerships, including with Tomorrowland Brasil, and introduced its rewarding Bybit Card. The event showcased Bybit’s commitment to empowering the LATAM crypto community and making crypto accessible in everyday life.

BTC spot ETFs saw $1.8B net inflows last week, driven by $1.86B into non-GBTC ETFs despite a $58.7M GBTC outflow. Since inception, total net inflows stand at $40.2B.

GiveRep is experiencing heavy traffic, causing site loading issues, but the team is actively working on 

 V1 soon. In the meantime, users can continue earning rewards as all tweets about GiveRep are still being indexed. A confirmed ATTN token airdrop will reward those who rank higher on the leaderboard, so continued engagement is encouraged.

Beginner

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Bybit showcases crypto payment solutions at Web Summit Rio 2025 with Bybit Pay launch in Brazil

Crypto portfolio diversification is the practice of spreading investments across different asset classes, industries or geographies in order to reduce risk.

In the whirlwind cryptocurrency space, the secret to keeping your profits lies not in predicting the next moonshot, but in mastering portfolio diversification: the art of turning market chaos into a calculated advantage. From blending rock-solid 

, this article reveals how strategically spreading your investments can shield your portfolio from meltdowns and position you to profit — no matter which way the crypto winds blow.

Portfolio diversification is the practice of spreading investments across different asset classes, industries or geographies in order to reduce risk.

This strategy aims to mitigate the impact of poor performance in one area by balancing it with gains or stability in others.

Portfolio diversification entails spreading investments across different asset classes in order to minimize risk. By holding a mix of stocks, bonds, real estate and commodities, you avoid putting all your eggs in one basket. When one asset class takes a hit, others may remain stable or even perform better, helping to reduce the overall risk to your portfolio.

In the crypto market, diversification works in a similar way, but with an extra layer of complexity. Cryptocurrencies 

, so diversifying within this market is essential. A well-diversified crypto portfolio often starts with well-established coins like Bitcoin (BTC) and Ethereum (ETH). These major assets are the foundation of many portfolios, due to their market dominance and liquidity. Then, in order to add growth potential (though with higher risk), investors might include mid-to-small cap coins like 

You can also diversify by sector, investing in different use cases, such as 

, AI or non-fungible tokens (NFTs). This can involve a mix of altcoins and newer tokens that are part of various blockchain ecosystems — such as 

 (DOT) — to reduce dependency on a single blockchain's performance.

For those looking to minimize volatility, diversifying into stablecoins like 

 can be a good option. These assets are pegged to traditional currencies such as the US dollar, making them more stable while still allowing you to gain exposure to the crypto market.

 (ETFs) or index funds can help simplify crypto diversification. These options give investors access to a basket of cryptocurrencies, reducing the need to manage each asset individually and providing a more hands-off approach to diversification.

Diversifying your cryptocurrency portfolio is a strategic approach to managing risk and enhancing potential returns in the volatile crypto market. By spreading investments across various digital assets, sectors and regions, investors can mitigate the impact of adverse movements in any single asset as follows.

Different types of portfolio diversification

Diversifying your crypto portfolio is essential for managing risk and capturing growth across varying market conditions. Below are some key methods to consider.

Infrastructure tokens like Ethereum (ETH) and Cardano (ADA) are vital for running blockchain networks, while 

) give holders a voice in project decisions. Meanwhile, 

), though speculative, can offer short-term gains, due to community hype and viral momentum.

Diversification is a powerful strategy to manage risk and optimize returns, but it requires careful planning and ongoing monitoring. Following are some key considerations before diversifying your crypto portfolio.

Assess your risk tolerance and investment goals

 and investment objectives. If stability is your priority, consider focusing on well-established assets like BTC, ETH and stablecoins like USDC and USDT. These assets tend to offer lower volatility and more predictable returns. However, if you're comfortable with higher risk for potentially higher rewards, you might allocate a portion of your portfolio to emerging sectors, such as DeFi tokens or gaming coins. Additionally, your time horizon matters — since short-term investors may prefer liquid, low-volatility assets (such as stablecoins), while long-term holders may opt for high-potential assets, such as NFTs or blockchain infrastructure (e.g., mining operations or tokenized real estate).

When diversifying, balance large-cap cryptocurrencies (e.g., BTC or ETH) with smaller, high-growth altcoins. Large-cap assets are generally more stable, and provide a solid foundation for your portfolio. Meanwhile, smaller-cap coins can offer higher growth potential, but they come with more risk. 

Spread your investments across different sectors, such as DeFi, 

 platforms, in order to reduce overexposure to any one area. Consider geopolitical factors and the regulatory environment, as these factors can affect markets differently in various regions, making geographical diversification important.

A balanced portfolio is key to effective diversification. For example, you could allocate 40% to Bitcoin and Ethereum, 30% to stablecoins for liquidity and risk mitigation and the remaining 30% to altcoins or alternative investments, such as blockchain startups. Another strategy is that of 

 (DCA), whereby you invest a fixed amount periodically, regardless of market fluctuations. This helps to reduce the impact of market timing and smooth out crypto market volatility.

While diversification has its advantages, over-diversifying can dilute your returns because your gains may be spread thin across many assets. Frequent trading and rebalancing can also lead to higher transaction fees that can into your profits. Additionally, managing a diverse portfolio requires time, expertise and constant attention, which might not be feasible for every investor.

To further reduce exposure to crypto volatility, think about including traditional assets, such as stocks, ETFs or blockchain infrastructure investments. These can act as a stabilizing force during crypto market downturns, offering balance to your portfolio.

Ultimately, a well-diversified portfolio can help investors navigate market volatility with more confidence. Diversifying your portfolio is a vital strategy for managing risk and optimizing returns, particularly in the volatile crypto market. By spreading investments across various asset types, market caps, sectors and investment vehicles, investors can cushion the impact of market fluctuations and potentially capture better returns. While diversification offers many benefits, it requires careful planning, constant monitoring and a balanced approach in order to avoid over-diversification and excessive trading costs.

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Portfolio diversification: The key to efficiently navigating market volatility

Ethereum R1 is a new donation-funded, tokenless Layer 2 rollup designed to offer a decentralized, censorship-resistant, and governance-minimized scaling solution for Ethereum

The S&P 500 rose 0.63% Thursday, boosted by strong Meta and Microsoft earnings, but futures slipped Friday as investors awaited the April jobs report and weighed Apple and Amazon tariff concerns. Gold fell to $3,235 as easing trade tensions cut safe-haven demand; markets await US jobs data for rate cut signals. The Coindesk Indices, which tracks the broader crypto market, rose 2.19%, with Bitcoin and Ether up 2.57% and 2.60%, respectively in the past 24 hours. Trade these markets and more with up to 500x leverage on Bybit MT5 using this 

Today's top performer is AR, which gained 16.8% following CloneX's successful migration to Arweave, sponsored by ArDrive.

Arweave (AR), founded in 2017, is a decentralized network for permanent data storage, using blockweave and Proof of Access to ensure long-term accessibility. It offers 200-year storage for a one-time fee, incentivized by AR tokens for miners. The system connects blocks efficiently to preserve and retrieve data, aiming to create a lasting digital knowledge repository. CloneX has successfully 

 to Arweave for permanent storage, with the support of ArDrive, which sponsored the migration of 100 GB of data. The process is nearly complete, with only Animus remaining to undergo decentralization.

 is a new donation-funded, tokenless Layer 2 rollup designed to offer a decentralized, censorship-resistant, and governance-minimized scaling solution for Ethereum. Built on open-source code and the Nethermind Surge stack, it emphasizes credible neutrality, public good funding (with all fees burned after 2030), and infrastructure that remains free from VC control or centralized dependencies.

Yesterday, BTC spot ETFs saw $71.1M in total inflows, with $16M from GBTC and $55.1M from other ETFs.

 $BOOP tokens to active Solana memecoin traders and creators who promote memecoins or Solana dapps on X. To claim, users must connect their Solana wallet or X account and launch a free token. The airdrop arrives in 30 days, but growing the token’s market cap can accelerate the reward.

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Ethereum R1 offers a decentralized rollup solution for Ethereum

This article dives into Bitcoin liquid staking protocol Lombard Finance, how LBTC works and how you can stake LBTC through Bybit Web3.

Bitcoin stands as the undisputed giant of the cryptocurrency space, commanding the largest market capitalization. Yet, much of its potential remains untapped, often sitting idle as a store of value rather than actively participating in the thriving 

 ecosystem. Lombard Finance aims to change this narrative by unlocking Bitcoin's utility and integrating it seamlessly into DeFi.

Lombard is built upon Babylon, the innovative Bitcoin staking protocol, and is incubated by Polychain Capital. Lombard’s flagship product, 

 (LST) for BTC. This article explores what Lombard Finance is and how LBTC works, and describes the Lombard ecosystem and how you can stake LBTC through Bybit Web3.

 is a liquid staking protocol that focuses on transforming 

's role in the digital economy. Its core mission is to evolve BTC from simply being a store of value — also viewed as 

 — into a productive asset that actively generates yield and participates within DeFi. Currently, a significant portion of Bitcoin's

 sits idle, lacking the native staking capabilities or cross-chain composability seen with assets such as 

Lombard Finance addresses this shortcoming by building on top of 

, a protocol that supports BTC staking without needing 

 or custodians. Babylon allows Bitcoin's economic weight to secure other 

 (PoS) chains and applications, creating a new yield source for holders. Lombard leverages this foundation to offer LBTC, making staked BTC liquid and usable across the DeFi market.

Lombard’s goal is ambitious: to channel Bitcoin's vast liquidity into DeFi. This could potentially double the ecosystem's 

 (TVL) if even a fraction of available BTC is introduced. Lombard believes this integration will catalyze significant growth and create more sustainable market dynamics by making BTC a core, yield-bearing primitive within DeFi.

Founders and investors of Lombard Finance

Lombard Finance was founded in April 2024 by a team with deep expertise within DeFi, drawing talent from established crypto projects like Polychain, Babylon, Argent, Coinbase and Maple. This collective experience underpins the protocol's design and strategic direction.

The project was notably incubated by Polychain Capital, a prominent crypto investment firm that also led Lombard's $16 million seed funding round (which was 

 in July 2024). This round saw participation from a wide array of significant players in the crypto space — including Babylon, dao5, Franklin Templeton, Foresight Ventures, HTX Ventures, Mirana Ventures, Mantle EcoFund, Nomad Capital, OKX Ventures and Robot Ventures — thus highlighting broad industry confidence in Lombard's vision. Strategic partnerships and contributions from exchanges like

 and Bitget are further bolstering its distribution and liquidity aggregation efforts.

LBTC is Lombard Finance's flagship product — a liquid staking token (LST) that represents Bitcoin staked through the Babylon protocol. Designed as a universal liquid BTC standard, LBTC is fully backed 1:1 by native Bitcoin, ensuring its value is directly tied to the underlying asset.

The token is yield-bearing, capturing rewards generated from securing PoS networks via Babylon staking. Crucially, LBTC remains liquid, meaning holders can freely use it across various DeFi applications — such as 

 and automated vaults — without sacrificing their underlying staked positions or associated yield.

LBTC is also designed for cross-chain compatibility, natively minted on supported blockchains like Ethereum, Base and Sui and using secure infrastructure [such as 

]. This avoids the risks associated with traditional bridging or wrapping methods, thus aiming to provide a more secure and seamless way to utilize Bitcoin across the multichain DeFi ecosystem.

Lombard Finance simplifies the process of putting Bitcoin to work within DeFi through its LBTC token. The mechanism is designed with security and user experience in mind, leveraging the Babylon protocol and a robust Security Consortium.

The core benefit of LBTC lies in its ability to unlock multiple layers of value simultaneously. Holders earn native yield from Babylon staking, potentially accrue additional rewards (such as Lombard Lux points) and gain access to diverse DeFi yield opportunities, all while maintaining the liquidity of their Bitcoin position. This transforms BTC from a static asset into a dynamic, yield-generating component of the DeFi ecosystem.

Lombard Finance is actively building a wide LBTC ecosystem that already boasts over 75 DeFi integrations. Security is foundational, anchored by the 14-member Security Consortium (including prominent names like Galaxy and OKX Ventures) and validating all critical operations alongside audits and bug bounties.

Core infrastructure relies both on Babylon for staking, and on the Chainlink CCIP for secure cross-chain movement, with EigenLayer integration 

. LBTC integrates with leading DeFi applications across lending platforms (e.g., 

) and automated vaults. The platform supports multiple blockchains (including Ethereum, Base, Sui, BNB Chain) and 

 (L2s), positioning LBTC as a versatile cross-chain asset.

Here's how you can stake BTC on Lombard and use LBTC in DeFi and automated vaults.

Lombard Finance (via its LBTC token) offers a compelling way for Bitcoin holders to put their assets into use, earn yield via Babylon staking and gain exposure to the expansive DeFi ecosystem — all while maintaining liquidity. Incubated by Polychain Capital and supported by a robust consortium and growing partner network, Lombard is positioning LBTC as a secure and versatile liquid Bitcoin standard.

It’s easy to participate in the Lombard ecosystem through 

, you can utilize your Bybit Web3 Seed Phrase Wallet to stake BTC and mint 

, Lombard's vault token that represents deposits in automated yield strategies. This provides you with a seamless gateway to access Bitcoin liquid staking and DeFi yields.

Ready to unlock your Bitcoin's potential? 

Intermediate

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Lombard Finance: Polychain-backed Bitcoin liquid staking protocol

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Learn all you need to know about crypto structured products and maximize your yields with Bybit Structured Products, designed to profit in volatile markets while managing risks effectively.

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The crypto market is notorious for its volatility, exemplified by the tumultuous events of 2022 when Bitcoin plummeted to a historic low of around $17,000 during one of the most catastrophic 

Yet, by the start of 2024, Bitcoin experienced a tremendous rally, shattering records with a new all-time high of over 

In light of these dramatic fluctuations, countless retail and institutional investors are seeking ways to maximize their holdings while taking advantage of volatility. Trading volumes for crypto derivatives are on the rise, and the use of futures, options and perpetual swaps to hedge against 

 can be incredibly complex, and novice investors are turning toward ready-made solutions and/or structured products to participate in this space.

This article examines crypto structured products and why they’re becoming popular with retail and institutional investors.

Crypto structured products are packaged investments linked to digital assets to enhance risk-return metrics for investors. These financial derivatives (financial products deriving value from underlying digital assets, such as 

) are customizable and often designed to hedge against volatility while improving yields and securing principal for investors.

Traditionally, structured products have provided retail investors with easy access to derivatives that would have otherwise been out of their reach and helped them achieve their risk-return objectives. 

Investment banks typically offer structured products to their wealth-management clients for customized returns in financial markets. They can also be sold to the retail mass market.

A structured product often looks like a traditional security with a payment profile, similar to a bond or certificate of deposit, but with cash flows linked to the performance of other underlying assets. Banks use them as a way to manage the volatility of assets they own.

Crypto structured products have been launching since the first quarter of 2021. Various structured products are hoping to capitalize on the increasing awareness and opportunities to sustain yield in a highly volatile crypto environment.

What Makes Crypto Structured Products Worth Trying?

Crypto structured products have the distinct advantage of allowing investors to earn profits at rates higher than those of other products, while simultaneously protecting their capital. Unlike other financial products, your initial capital is guaranteed no matter the market's direction. All you may lose is your potential gains.

ers and investors can access previously out-of-reach assets and hedge their positions while profiting in bullish and bearish markets. It’s worth noting that the underlying mix of assets can be tailored to suit any investor's particular needs, risk profile and expectations.

Pros and Cons of Crypto Structured Products

Crypto structured products offer a prepackaged collection of crypto derivatives in a format more accessible to newbies. However, there's a cap on what you can earn. To help you decide if it's the right investment product for you, here are the advantages of crypto-structured products as well as their drawbacks.

Given the increasing awareness of the benefits of crypto structured products in the volatile crypto market, crypto structured products are becoming increasingly popular. Weighing the pros and cons before investing is extremely important. 

Bybit offers four Structured Products that work well in different markets: Dual Asset, Double-Win, Discount Buy and Smart Leverage. Note that all four of these products are non-principal-protected. Hence, if the market doesn’t perform in your favor, you risk losing some or even all of your original investment.

 is a speculation tool that helps you capitalize on tiny price movements in the market within a short time span to earn up to 500% 

, and offers higher APR with earlier deposits. 

With Dual Asset, you need to subscribe (deposit) your assets in order to predict the price direction of your selected crypto asset within a fixed time frame. Once your assets are subscribed, they’re locked and cannot be redeemed until the settlement date. While the returns may be guaranteed upon maturity, during times of adverse market movement your returns may be less than your subscribed asset(s).

You can choose to either buy low or sell high. With the former, you invest USDT and select a Target Price lower than the current price, and with the latter, you invest BTC and pick a Target Price higher than the current price. During the settlement date, you’ll receive returns either in USDT or your chosen cryptocurrency, based on the outcome of your trade.

Dual Asset brings higher returns than if you were to trade normally, thanks to the high APR you receive. For instance, if you were to buy low at $20,000, upon maturity, if theSettlement Price is ≤ the Target Price, you’ll successfully purchase the target crypto at your desired price with your subscribed USDT and earn an interest income. Even if the Settlement Price exceeds the Target Price and you fail to purchase the target crypto, you’ll still receive your subscription amount and interest income in USDT.

 features greater flexibility, with up to 25 supported crypto assets, including BTC, ETH, 

 component to help you automatically resubscribe to a Dual Asset Plan with the same settings, based on your last successful subscription.

 is another speculative vehicle that helps you hedge against market volatility and profit from significant price movements that exceed a predetermined range. If the Settlement Price falls within the range during expiration, however, you won't gain any returns. 

Double-Win is tailored for the unpredictable market of the crypto industry, and encompasses advantages such as rapid turnaround time, allowing traders to swiftly capitalize on dynamic market movements and amplified potential returns with its 

 of up to 500x. This high leverage supports the potential for greater returns, which means that it also comes with the risk of losing the entire investment amount. Therefore, it’s paramount that investors interested in Double-Win are fully aware of the mechanics behind this tool as well as its associated risks.

 is a non-principal-protected product suitable for investors looking to acquire BTC or ETH at a discount in bear markets or during low-volatility periods. There are two optimal scenarios for Discount Buy: 

The Knockout Scenario is when the Settlement Price is higher than the Knockout Price, allowing you to receive your principal investment plus an additional APR in USDT. For the Buy Scenario, if the Settlement Price is lower than the Knockout Price but higher than the Purchase Price, you can buy your desired crypto at the Purchase Price. However, if the Settlement Price is ≤ the Purchase Price, then buying the crypto will no longer be profitable. 

Smart Leverage is a flexible tool that can help you reap greater profits during times of high volatility. You can choose to 

 and SOL) with up to 200x leverage, without any 

 before the settlement date. Smart Leverage also allows you to redeem and secure your profits anytime prior to expiration.

If you choose to go long, and the Settlement Price is ≥ the Breakeven Price, you’ll receive both your principal amount and the profits gained through leverage. However, if the Settlement Price is less than the Breakeven Price, 

you’ll incur losses, with the worst-case scenario being the loss of your entire investment. Conversely, for short positions, if the 

Settlement Price is ≤ the Breakeven Price, you’ll receive both your principal amount and the profits attained through leverage. 

If the Settlement Price exceeds the Breakeven Price, 

you’ll face losses, possibly even losing your full investment.

Since the use of leverage can amplify both gains and losses, it’s crucial that you fully understand the mechanics of Smart Leverage before using it.

Crypto structured products offer custom-made solutions designed to enhance risk-return benefits for both retail and institutional investors in the volatile crypto market. Bybit Structured Products — Dual Asset, Double-Win, Discount Buy and Smart Leverage — provide various strategies that help investors potentially earn higher returns, empowering investors to smoothly navigate market fluctuations and execute complex derivative strategies previously out of reach. This advantageous service offers a sophisticated approach to managing and profiting from crypto investments.

Crypto Structured Products: Maximizing Yields During Choppy Markets

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Crypto Structured Products: Maximizing Yields During Choppy Markets

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Compete for 2,500 USDT Every Week

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