Bybit Card fees and limits explained: What to expect when you spend crypto

Bybit Card is a Mastercard debit card available in both virtual and physical formats that lets you spend your crypto holdings just like cash at over 90 million merchants globally. It acts as a bridge between your crypto funds and everyday spending in the worldwide retail ecosystem, which is often based on fiat.

Your Bybit Card's balance can be funded using fiat money as well as eight popular cryptocurrencies, including the major stablecoins. The fees and limits applicable to the card vary depending upon the currency used, transaction type, region and other factors. 

In this article, we’ll explain how applicable fees for Bybit Card transactions are calculated. The goal of the article isn’t to list all relevant rates and limits, but rather to give you (as a Bybit Card user) a clear idea of how transaction fees are calculated. Please note that examples we use below are for illustrative purposes, and that regional differences in fees will apply.

Key Takeaways:

• Bybit Card features fees, spending limits and ATM withdrawal limits that may vary based on your region, base currency, transaction type and, for some regions, customer tier.

• The three most common fee types include foreign exchange conversion fees, crypto conversion fees and ATM withdrawal charges.